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How can colleges support low income students? List Of Outstanding Organizations that Assist Homeless & Low-Income Students in Attending College With Scholarship

Many are asking how colleges can support low-income students. Here we compile a list of outstanding organizations that assist low-income students in archiving their dream of attending college.

College presents its own set of hurdles, but for students from low-income or homeless backgrounds, completing the course can seem like an impossible task. It is still a major predictor of college enrollment because a student’s family’s relative wealth is high, and while college completion rates have grown across the board in recent decades, the rate for students from low-income families is lower than the rate for students from high-income families.

There are numerous obstacles that homeless adolescents must overcome in order to achieve academic success and degree completion. Beyond homelessness in the context of a family, according to the National Conference of State Legislatures, around 700,000 kids are homeless on their own every year, without the accompaniment of a parent (called UHY or Unaccompanied Homeless Youth). The extremely stressful experience of poverty, which is commonly associated with homelessness, frequently interferes with academic focus and accomplishment. Aside from this, homeless youth are less likely than other youth to have educational role models and mentors in their lives who can assist them in pursuing their academic interests and achieving their life goals.

Almost one-third of college students come from low-income families, and the majority are unaware of the resources and services available to them. If you are a college student in need of assistance, you can turn to these important services for assistance both inside and outside of the classroom.

College degrees are more valuable than ever before in today’s society. According to the data, a bachelor’s degree will be required for 65 percent of job openings in the year 2020. And, with college graduates earning on average twice as much as their non-degree-holding peers, obtaining a higher-level education is critical to advancing in your career. However, getting into, paying for, and graduating from college is not a simple feat in and of itself. It only makes it more challenging for students from low-income families.

As reported by the College and University Food Bank Alliance in 2017, half of all community college students battle with food or housing insecurity, 22 % of these students suffer from acute hunger, and 15 % of these students had been homeless at some point in their lives.

As reported by the National Center for Education Statistics (NCES),

When it comes to low-income students who from high school in 2011, 52 % enrolled in college shortly following graduation. Compared to their high-income contemporaries, this is a 30 percent decrease in salary.

A total of 66 % of low-income students attend community colleges and for-profit institutions, which have lower graduation rates than other types of educational institutions.

Because of this, various groups have formed to advocate for low-income students and to assist them in gaining access to and completing the educational opportunities that they merit. These organizations work hard to ensure that those from low-income backgrounds are not overlooked or treated unfairly when it comes to education. They do so by reviewing school policies, working with students to develop plans, finding scholarship opportunities, rewarding good grades, and advocating for equal opportunity.

Throughout this list, we’ll shine a light on eight incredible organizations that are dedicated to promoting equality, college success, and the development of gifted students.

Dell Scholars Program

program that encourages young people to pursue higher education.

The Dell Scholars Program offers winners a stipend of $20,000 over the course of six years, as well as tutoring, networking opportunities, and technological tools. Financial need and at-risk status are taken into consideration while awarding the scholarships.

Scholars from the Gates Millennium Initiative

GMS offers scholarships to students from low-income and minority backgrounds. African Americans, Hispanics, Native Americans, Native Alaskans, and Pacific Islanders are eligible to apply for the 1000 annual scholarships, which include a full ride to college.

Questbridge Scholarship

Founded in 2012, QuestBridge aspires to transform the way colleges recruit and retain brilliant low-income students. Unique opportunities are provided to students through programs, scholarships, and networking opportunities provided by these organizations. QuestBridge’s National College Match is a program for high school seniors. An application for college and scholarship that assists low-income students in gaining admission to and financial aid at some of the nation’s most prestigious universities. The College Prep Scholarship is available to juniors, providing an opportunity to gain an advantage over their peers when applying to colleges. Additionally, QuestBridge offers the Quest for Excellence Awards, which is a program that encourages and honors students who achieve academic excellence.

In the opinion of QuestBridge, a person’s intelligence or capability is not limited by their financial situation. As a result, it should not be a deterrent to those who wish to pursue a higher education. It has formed partnerships with 35 colleges in order to provide assistance to students who are underrepresented in the higher education field on a general basis.

MDRC

According to MDRC’s mission statement, the organization is devoted to “creating and testing solutions to the vast variety of issues that low-income individuals, families, and children face.” The organization’s reach does extend beyond its student membership. Their Aid Like a Paycheck initiative, which is run in collaboration with TICAS, focuses on helping students make the most of their financial aid during their college years.

Providing financial assistance on a consistent, bi-weekly basis allows students to maintain a good balance of time and attention between education and a work, which is important for their future success. This type of balance reduces stress while also providing students with more time to study and do their schoolwork. This has a positive effect on both their grades and graduation rates.

The Education Trust New York

EdTrust works to ensure that all kids, particularly low-income students and students of color, receive an adequate education. In order to alter and improve the educational system, EdTrust collaborates with educators, students, parents, legislators, and civic leaders. They guarantee services that are based on equality, data-driven, and student-centered, among other things. EdTrust conducts in-depth analyses of local, state, and national data in order to identify and narrow opportunity gaps as quickly and effectively as possible.

This committed organization works at the state and federal levels to ensure that all students receive an equal education. They contribute to the shaping and reshaping of policy by continuously monitoring the most recent developments, providing credible data, and also looking for problems and answers to them.

Equal Opportunity School (EOS)

EOS makes certain that each student has the opportunity to be placed in classes that are both difficult and gratifying. In order to achieve this, the group encourages high school teachers to speak with students one-on-one about educational options and the advantages of taking AP classes. The number of students enrolled in higher-level courses in EOS-affiliated institutions has increased by at least a factor of two or three. Students can find their true potential when they are challenged academically. Students are also motivated to set higher aspirations for themselves.

EOS is transforming the way low-income children are perceived in education by collaborating with schools, advisers, teachers, and students. Google awarded EOS with the Global Impact Award, which resulted in a $1.8 million grant to the group. Thus, they were given permission to more than double the number of pupils they assist.

iMentor New York City

This New York-based nonprofit pairs kids from low-income communities with mentors. They aspire to empower students to complete high school, attend and graduate from college, and accomplish their ambitions. Students engage one-on-one with their mentors, both in-person and online, to create a strong relationship, stimulate college enthusiasm, and manage the application process. Mentor-mentee relationships last for three to four years. Mentors can even stay in touch with their mentees during their first year of college, with the possibility of continuing with the program until they graduate.

iMentor not only assists students in their quest to choose the ideal institution for them, but it also helps them develop lifelong skills such as critical thinking, self-advocacy, and curiosity. iMentor has helped students all around the country achieve success, despite the fact that it predominantly works with New York City public schools.

Horatio Alger Association.

This award grants up to $25,000 in scholarship cash to students who exhibit a significant financial need and who have “met and surmounted great hurdles in their young lives,” according to the program’s description.

The National Association for the Education of Homeless Children and Youth (NAEHCY)

is a non-profit organization dedicated to educating homeless children and youth

Every year, a minimum of two $2,000 scholarships are offered to students who are presently experiencing homelessness or who have previously experienced homelessness. Scholarships can be used to cover the costs of tuition, fees, books, and preparatory courses.

OneGoal

Every student can graduate from college if they work hard and follow a certain plan, as OneGoal outlines in its name. Students from low-income and under-performing families are targeted by this teacher-led organization in order to assist them in completing their high school diplomas and continuing their education. In order to help kids reach their full potential, OneGoal hires, trains, and supports committed instructors.

In collaboration with students, OneGoal aims to expand college alternatives, simplify the enrollment process, and provide the groundwork for future academic, social, and financial success. OneGoal was assessed by the University of Chicago, which discovered that the organization enhanced college enrollment and persistence by 10-20 percent among students enrolled in their program.

College Possible


Providing low-income students with support and coaching, this organization is dedicated to ensuring their college success. In after-school sessions, coaches assist kids in their college preparation by providing them with advice and guidance. With the help of campus tours and summer programming, the junior curriculum helps students get more acquainted with college life. In the senior curriculum, students are assisted in the application process for universities and financial aid as well as scholarship opportunities, and they are also guided through the transition to higher-level study.

In order to ensure that kids are prepared, educated, and excited for college, coaches assist them throughout the college process. Coaches even keep in touch with their students after they have graduated from college, offering them support as well as encouragement throughout their studies.

College Raptor is a free service that allows you to get personalized college matches, pricing estimates, admission odds, and potential financial aid for schools all around the United States!

 National College Access Network (NCAN)


Four tactics are used by the NCAN to assist governments and school districts as well as business and nonprofit organizations and philanthropic organizations in providing improved educational access to low-income and marginalized kids. Their capacity-building plan aims to guarantee that people who provide assistance to students are well-trained and knowledgeable. NCAN standardizes data that will be used to monitor, compare, and ultimately enhance development through the use of benchmarking techniques. It encourages groups that contribute to increasing the number of people who complete their higher education. Finally, their policy plan is geared on ensuring that low-income and other disadvantaged students are fairly represented in educational institutions.

Growing tuition expenses, complex college and financial aid forms, and a lack of resources are all challenges that discourage competent individuals from seeking higher education, according to the National Coalition for Access to Higher Education (NCAN). Additionally, NCAN pursues its objective on a national level, where it advocates for equality, diversity, and good change in the field of education.

The results of recent research have also revealed that a large proportion of the pupils who are most in need of basic resources do not request them. It is the purpose of this resource guide to address that very issue by providing answers to some of the most pressing questions, including where to obtain aid both on and off campus, how to effectively ask for it, and how to live on a limited budget.

Getting a Handle on the Essential Costs


Tuition is generally a considerable barrier to entry for low-income students, but it is not the only significant cost to consider. Housing, meals, transportation, textbooks and school materials, as well as health care, must all be coordinated. Fortunately, there are a plethora of supports available to help low-income students cover the costs of their education.

Scholarships

Scholarships are awarded by a wide range of institutions depending on a wide range of factors. The majority of scholarships are merit-based, awarded in appreciation of exceptional achievements, or need-based, awarded on the basis of financial need if certain minimum academic achievement requirements are satisfied.

Tuition


Tuition continues to be the primary expense that discourages low-income students from applying to and remaining enrolled in college. Since 2000, average tuition has risen considerably across the board, including at four-year private colleges, two-year public institutions, and four-year public institutions, among other institutions. In other cases, the fees of attending these institutions increased by up to 100 percent. A private four-year institution’s annual tuition is now on average $38,230; public four-year universities’ annual tuition is $10,230. Financing these expenditures is a significant burden for any prospective college student, but it is particularly tough for homeless and low-income students to manage.

Scholarships, federal financial aid, and federal student loans are some of the most important resources available for dealing with these expenses.

Assistance from the federal government


Grants and loans are provided by the federal government as forms of financial assistance. Grants are not required to be repaid, although they often do not cover the total cost of attending a postsecondary institution. Federal loans, on the other hand, must be returned, although the interest rates are extremely cheap compared to private loans. In terms of information, the Federal Student Aid website is a good place to start.

The Free Application for Federal Student Aid (FAFSA) is used to submit applications for both federal grants and federal student loans (FAFSA). The information you provide on your FAFSA is given to the colleges you select, which uses the information to determine whether or not you qualify for financial aid. In order to assist students in understanding the requirements of the FAFSA application process,

UHY and the Free Application for Federal Student Aid


If you are a UHY (Unaccompanied Homeless Youth) student, the College Cost Reduction and Access Act allows your financial aid to be computed based on your own income rather than your parents’ income, and you do not need a parent signature on your FAFSA to be considered for financial aid.

IN ORDER TO BE DESIGNATED UHY, YOU MUST HAVE VERIFICATION FROM ADVOCATES WHO HAVE WORKED WITH YOU AND WITNESSED YOUR CIRCUMSTANCES, INCLUDING BUT NOT LIMITED TO:

  • McKinney-Vento liaisons can be found in school districts or high schools (ask your guidance counselor for help)
  • The director or designee of an emergency shelter or transitional housing program is responsible for the program’s overall administration.
  • a runaway or homeless adolescent basic center or transitional living program’s director or a designee from that organization
  • Administrators of financial assistance

WHEN YOU COMPLETE THE FAFSA AS A UHY, YOU MUST:

  • Indicate on the form that you are a member of the “exceptional circumstances” group and that you are unable to submit information about your parents.
  • If you’re filling out the FAFSA, you should only identify yourself as a member of the family (Household = 1).
  • If any further evidence or information is required, check with the financial aid departments of the schools where you plan to enroll.

THE FOLLOWING ARE EXAMPLES OF ADDITIONAL DOCUMENTATION:

  • An individual’s personal statement detailing the circumstances
  • Legal documents or a court order that is applicable
  • Letters from teachers, social workers, counselors, or clergy members are acceptable.

UHY under the age of 22 are deemed autonomous and are permitted to complete out the forms without providing information about their parents. It is vital to remember that students are not automatically declared independent until they reach the age of 24, and that an appeal for dependency status must be filed each year until that time is reached. Both UHY and low-income students should be informed that FAFSA funds are rarely received sooner than 10 days before the start of the semester, and they may not receive them until several weeks into the semester, depending on how late they filed their FAFSA application.

GRANTS FROM THE FEDERAL LEGISLATION


Pell Grants are a type of grant that allows students to further their education.

  • In contrast to a loan, a Pell Grant from the federal government does not require repayment.
  • The amount you get is determined by your financial need, the costs of attending school, whether you are a full-time or part-time student, and whether you intend to attend school for the entire academic year or for a shorter period of time.
  • If you qualify for a Federal Pell Grant, you will get the entire amount of the grant that you are entitled for.
  • The amount of additional student aid that you receive has no bearing on the amount of your Pell Grant that you receive.
  • Depending on your situation, your school may apply Pell Grant funds to your school expenses, pay you directly, or use a combination of these ways.

The Department of Education’s webpage has a plethora of information about Pell Grants, including application instructions.

Federal Supplemental Educational Opportunity Grants (FSEOG) are a type of grant that allows students to receive additional educational opportunities at no cost.

These funds, which are administered directly by participating schools, provide supplementary financial assistance in addition to Pell Grants awards granted by the federal government. Schools are only given a limited amount of money, therefore not every eligible kid will receive an FSEOG. Not every school is invited to participate. Students who are eligible for Pell Grants are prioritized in the application process.

Because there are only a limited number of FSEOG funds available at any one institution, you should apply for federal student aid as soon as possible. The deadline for a particular school can be located on its website or by contacting someone in its financial aid office.

Student Loans from the Federal Government

Direct Loans (also known as Stafford Loans) and Perkins Loans are two types of low-interest student loans offered by the federal government. Direct Loans (also known as Stafford Loans) are available to students who meet certain criteria.

DIRECT LOAN OPTIONS
As part of broader reward packages provided by the institutions, which may include federal grants and institutional scholarships in addition to direct loans, Direct Loans are typically awarded.

The Direct Loan Program makes the following types of loans available to students:

  • Subsidized
    Students who have established financial need, as assessed by federal standards, are eligible to apply. The student does not incur any interest while enrolled at least half-time, throughout the grace period, or during deferment periods.
  • Unsubsidized
    No consideration is given to financial necessity; interest is levied at all times, including while a student is enrolled in school and during grace and deferment periods.
  • PLUS
    Unsubsidized loans are available to parents of dependent students as well as graduate and professional students who are earning their degrees. PLUS loans are designed to assist students in covering educational expenditures up to the cost of attendance, minus any other financial aid received. Throughout the entire duration, interest is charged.
  • Consolidation
    Federal student debts that are eligible for consolidation can be rolled into a single Direct Consolidation Loan.

Your school will inform you of the amount of money you are permitted to borrow as well as the types of loans you are eligible to acquire. The school will advise you of the loan amounts that it is proposing, which will normally be included in an award letter that details all of your proposed financial aid awards, including the loan amounts (your award package).

Carefully consider the assistance being offered. When it comes to loans, keep in mind that whatever amount you borrow will have to be repaid, plus interest. You have the option of declining the loan or requesting a smaller loan amount. This will be explained in detail in the award letter.

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